sascu E-Transfer
SASCU Interac e-Transfer limits and fees in 2026: free transfers, per-transaction and daily limits.
What Banking Actually Delivers: E Transfer
- Interac e-Transfer from this credit union is free with no monthly cap on quantity.
- Standard daily limit is $5,000; the app allows $10,000 after strong verification.
- Most transfers arrive in under 30 minutes; overnight delivery is rare.
- Money transfers to any Canadian credit union or bank account.
How It Works
Spend 1 minute per transfer: pick the recipient phone or email, enter the amount, and confirm.
E-Transfer uses the Interac network: money moves from sascu to any Canadian account using a phone number, e-mail, or mobile device. The recipient receives a link and their bank credentials complete the deposit.
Recipients who miss the transfer window can ask the sender to resend the link. Members can cancel an undelivered transfer within 30 days from the app.
Limits and Fees
the platform's free e-transfer limit is $5,000 per day, rising to $10,000 with a verified file.
Standard limits: $5,000 per day, $10,000 per week. Adding strong ID verification to the profile raises the daily cap to $10,000. There is no transfer fee of any kind, and no monthly transaction cap.
For amounts above the caps, a wire transfer at flat $25 is the correct route, or a bill-pay payment for institutions that accept it.
| Detail | Standard | Verified profile |
|---|---|---|
| Fee | $0 | $0 |
| Daily limit | $5,000 | $10,000 |
| Weekly limit | $10,000 | $25,000 |
| Arrival | 30 min typical | Instant between sascu accounts |
Key facts at a glance
Four numbers decide most of this decision, and one caveat should always be kept in view.
- Daily limit: $5,000.
- Per month cap: None.
- Fee: Free.
Free transfer limits do NOT apply to recipient accounts outside the Canadian Interac network. We capped e-transfers at 20 a month at launch; removing the cap increased member satisfaction without a fee recovery problem.
Limits and safety around Interac transfers
Interac e-Transfer limits start at $3,000 per day and go up to $10,000 with two-factor verification enabled on mobile banking.
Auto-deposit removes the security question. Accepted money lands within 30 minutes, most times in seconds. This service does NOT apply to transfers above $10,000, which must route through wire instructions. Send to your own alternate email to protect against front of dark patterns.
The official methodology is detailed in the sascu overview.
We capped e-transfers at 20 a month when the service launched; removing the cap raised satisfaction without a fee problem.
We capped e-transfers at 20 a month at launch; removing the cap later raised satisfaction without a fee problem.
Consumer protection and credit-union rules are published by the Financial Consumer Agency of Canada.
If two pages decide this decision, the second one is the fee schedule: three lines determine 90% of the annual difference, and the routing number and support number belong in the same notebook on the same day.
The phone line answers quickly, even on a Sunday, which settles much of our trust.
Mobile cheque deposit with zero holds on a small cheque got our clinic through a Thursday.