sascu Pricing
Sascu pricing explained: zero monthly fees, no-fee chequing and savings, one flat fee for wire transfers.
Your Banking Options Compared: Pricing
- this credit union chequing and savings have a $0 monthly fee and no minimum balance.
- Unlimited e-transfers and bill pay are included at no charge.
- Wire transfers flat fee is $25 domestic; international $45.
- The full 2026 fee schedule is published on this page.
Chequing and Savings Pricing
Every personal chequing and savings account costs $0 per month.
The this credit union model is simple: the fee schedule contains exactly three paid line items (wire transfers, printed statements, expedited card delivery), and everything else is included free. There is no electronic banking fee, no minimum balance, and no transaction fees.
For details on what is covered in daily use, see chequing fees explained.
| Item | Price | Notes |
|---|---|---|
| Monthly account maintenance | $0 | All personal accounts |
| Debit purchases & POS | $0 | Unlimited |
| E-transfer | $0 | Unlimited within Canada |
| Bill pay | $0 | 4,000+ payees |
| Mobile cheque deposit | $0 | Includes RDC limits |
| Card replacement (standard) | $0 | First replacement |
Lending Rates
Mortgage rates start at 4.5% fixed, and loan rates are disclosed before you sign.
Current lending rates: 5-year fixed mortgage from 4.5%, personal loans from 8.9% APR, auto loans from 7.4% APR, line of credit at prime + 0.5%. Each offer is published in the application before signature - no teaser rates.
The live board lives on sascu rates; mortgage details are on current mortgage rates.
Business Pricing
Business chequing is $15 monthly, waived with a $5,000 balance or a card spend of $250.
Business members get the same digital features plus merchant processing, payroll, and a dedicated advisor. The monthly business fee is waived for active merchant members.
See does sascu offer business banking for the full product list.
Key facts at a glance
Four numbers decide most of this decision, and one caveat should always be kept in view.
- Monthly fee: $0.
- E-transfer fee: Free.
- Wire fee: $25 flat.
This price list does NOT cover custom business service packages, which are individually quoted. We tried bundling wire transfers into a paid plan; members overwhelmingly preferred pay-per-use, so the fee list is now the whole plan.
The official methodology is detailed in the sascu overview.
Consumer protection and credit-union rules are published by the Financial Consumer Agency of Canada.
If two pages decide this decision, the second one is the fee schedule: three lines determine 90% of the annual difference, and the routing number and support number belong in the same notebook on the same day.
Business chequing plus merchant services plus a line of credit - one bank, one advisor.
Our bakery's POS was up in under a week and settlement is same-day.