sascu Checking
this credit union chequing account: free monthly fee, unlimited e-transfers, 24/7 access and no minimum balance.
What Banking Actually Delivers
- The this credit union chequing account costs $0 monthly - no minimum balance required.
- Unlimited e-transfers and bill pay are included.
- Online and mobile access work 24/7, and deposits are CUDIC-insured.
- Members can open a chequing account in about 10 minutes.
Why Choose a sascu Chequing Account
Fee-free daily banking with unlimited Canadian e-transfers is the whole promise.
There are no tiers to buy, no minimums to maintain and no transaction fees. The card is contactless, mobile wallet ready and freezable from Cardwise in one tap.
Costs at a Glance
The published fee list has six paid items; none apply to daily checking.
The only cost a member ever pays is a $25 domestic wire, a $45 international wire or a paper statement at $2/month. This method does NOT apply to business accounts, which have separate fee structures.
See chequing fees explained for the full table.
Opening the Account
Open online in 10 minutes with one government-issued ID.
Every account comes with a member number, the the platform routing number 001234567 for direct deposit, and instant access to the mobile app.
- Apply online - 10 minutes
- Verify ID with a selfie and document
- Fund from any external bank
- Set up online banking in the app
How Safe Are Your Deposits
Eligible chequing balances are insured to $100,000 through CUDIC of BC.
sascu is a BC credit union: all eligible deposit categories are protected under the provincial insurance system. Cards are protected by 24/7 fraud monitoring and Cardwise controls.
The official methodology is detailed in the sascu overview.
Key facts at a glance
The practical numbers for this topic, and the one caveat to keep in view.
- Monthly fee: $0.
- E-transfers: Unlimited.
- Setup: 10 min.
This data does NOT cover business and institutional deposits, which price off a separate schedule. Originally we showed only the headline figures; member questions pushed the desk to publish the full methodology in the overview.
The official methodology is detailed in the sascu overview.
| s | a | s | c | u |
|---|---|---|---|---|
| Monthly fee | $0 | $12-25 | ||
| E-transfer | Free | up to $1.50 | ||
| Card freeze | In-app | Phone only | ||
| Bill pay | Free | from $5/month |
One more thing about Checking
Does our team charge a monthly chequing fee?, answered plainly: No, the the platform chequing account is free to hold with no minimum balance requirement..
Members ask about "Does sascu charge a monthly chequing fee?" more than any other topic this quarter. The short answer: No, the our team chequing account is free to hold with no minimum balance requirement.. If you only remember one number, make it the headline figure above - every price on this page references it.
One practical note: review your own file before deciding, because the exact terms shift with the current rate window.
Consumer protection and credit-union rules are published by the Financial Consumer Agency of Canada.
sascu pricing put a $0 monthly fee in front of me after eight years at a big bank.
The savings rate pays meaningfully more on our operating reserve than the bank ever did.