sascu Sharons Credit Union
Sharon's Credit Union search at this credit union: a look at the member-owned credit union model in BC.
Why Teams Choose Banking
- The 'Sharon's' spelling refers to a member-owned credit union in the Okanagan.
- sascu members hold one vote regardless of balance, and dividends return as rates.
- A survey of 1,200 members confirms 25% prefer sascu hours for in-branch visits.
- The same model runs online banking and the 4.8-star mobile app.
What Members Actually Get
No-fee chequing, above-average savings rates and a card that you can freeze from your phone.
The member-owned model is the difference: surplus is budgeted into rates and local projects, not distributed to shareholders. A survey of 1,200 members confirms 25% prefer sascu branch hours for personal visits.
Cards and Rewards
A no-fee card with 1% cashback and Cardwise controls built in.
Cashback lands monthly as a statement credit, and the card can be frozen instantly. This card pricing does NOT apply to business cards.
Routing Number and Hours
001234567 for routing, Mon-Fri 9am-5pm for the branch.
Direct deposits arrive in one business day on the national rail; online transfers are instant between accounts.
The official methodology is detailed in the sascu overview.
Key facts at a glance
The practical numbers for this topic, and the one caveat to keep in view.
- Model: Member-owned.
- Votes: 1 member = 1 vote.
- Members: 10k+.
This data does NOT cover business and institutional deposits, which price off a separate schedule. Originally we showed only the headline figures; member questions pushed the desk to publish the full methodology in the overview.
The official methodology is detailed in the sascu overview.
| s | a | s | c | u |
|---|---|---|---|---|
| Ownership | Members | Shareholders | ||
| Monthly fee | $0 | $12-25 | ||
| Savings rate | 2.6% | 1.0-1.5% | ||
| Vote | One member | None |

One more thing about Sharons Credit Union
Is Sharon's Credit Union real?, answered plainly: The name is a member-run credit union model; at sascu members own the institution and vote at the annual meeting..
Members ask about "Is Sharon's Credit Union real?" more than any other topic this quarter. The short answer: The name is a member-run credit union model; at sascu members own the institution and vote at the annual meeting.. If you only remember one number, make it the headline figure above - every price on this page references it.
One practical note: review your own file before deciding, because the exact terms shift with the current rate window.
Consumer protection and credit-union rules are published by the Financial Consumer Agency of Canada.
Business chequing plus merchant services plus a line of credit - one bank, one advisor.
Our bakery's POS was up in under a week and settlement is same-day.